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The Voice of Payment Institutions across Europe

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Keys Facts & Figures
  • 40%

    of authorised Payment Institutions in the EEA are Money Transmitters (with a majority in Greece, Italy, Ireland, Lithuania, Portugal, Spain and the UK) in 2012

  • 200

    EPIF represents over 200 payment institutions across the EU

  • 568

    Number of authorised PIs in the EEA (2012)

  • 224

    Number of authorised PI in the UK in 2012

Sources :
- London Economics Study on the impact of Directive 2007/64/EC on payment services in the internal market and on the application of Regulation (EC) No 924/2009 on cross-border payments in the Community
- ECB Payment Statistics for 2012
- European Commission ‘Green Paper – Towards an integrated European market for card, internet and mobile payments’

About EPIF

The European Payment Institutions Federation (EPIF) is an international non-profit association. It was founded in June 2011, in response to the adoption of the Payment Services Directive (PSD). The PSD established a new category of payment service providers (payment institutions) to encourage more competition at the European level.

Payment institutions are permitted to provide payment services alongside banks and other financial institutions. By means of a European passport available to them under the PSD, payment institutions can offer payment products and services across borders, thus making it attractive for European consumers to pay and receive funds within as well as outside their home country.

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Latest News

  • Thumbnail First EPIF's Annual Public Workshop


    First EPIF's Annual Public Workshop

    The European Payment Institutions Federation (EPIF) would like  to formally invite you to the EPIF’s first annual public workshop on 9th  November in Brussels at our offices in Rue de la Science, 14B, from 9:00 to 14:15h, including lunch.

    EPIF was created in July 2011 to represent the interests of the non-banking Payment Institutions at the European level. Directly and indirectly EPIF represents roughly 250 payment institutions in Europe covering a range of business models. EPIF brings together European and international companies in the remittance sector, three party card schemes, third party providers, cross-border acquirers, payment processors, electronic payment providers, fx traders, electronic wallet providers and operators of mobile payments. Since 2011, EPIF has gone from strength to strength and is now an important well established trade association in Brussels.

    The format of the event will be a half day panel discussions and keynote speeches from the key policy makers in the area of payments. 

    Should you be interested in attending the Workshop please send us an email to: info@paymentinstitutions.eu 

  • Thumbnail Blockchain Panel


    Blockchain Panel

    EPIFis deligted to be hosting a panel on Blockchain on 15th March in Brussels

More news

Latest Documents

  • Icon PDF


    Payvision White Paper: Future Trends in Consumer Behavior

    On 31st March Payvision launched  latest white paper, Future Trends in Consumer Behavior.

    This paper aims to educate retailers on the preferences of our largest and youngest consumer base, millennials and generation Z. The data shows that digital natives still value in-store shopping as much as domestic and cross-border ecommerce, so omnichannel will be even more important to merchants by 2020, and beyond.

    They’ve explored the latest tech that will facilitate consumer behavior:

    • VR and AR to unite online and in-store experiences
    • Blockchain for real-time cross-border payments
    • Machine learning and AI for personalization through data

    And lots more!

  • Icon PDF


    EPIF response to EBA consultation on GL on PI Authorisation

    EPIF is glad to share its response to the EBA consultation on the draft Guidelines on the information to be provided for the authorisation as payment institutions and emoney institutions and for the registration as account information service providers.

    » Download (PDF, 339.58 kB)

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