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The Voice of Payment Institutions across Europe

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Keys Facts & Figures
  • 39.8 billion

    Number of card transactions in the EU (2012)

  • € 2 trillion

     Total value of card transactions in the EU (2012)

  • 8,792 billion Card acquiring transactions in the EU in the EEA (2010)
  • 250 billion

    Studies indicate that the value of m-payments in Europe could be as high as EUR 250 billion/year by 2014

Sources :
- London Economics Study on the impact of Directive 2007/64/EC on payment services in the internal market and on the application of Regulation (EC) No 924/2009 on cross-border payments in the Community
- ECB Payment Statistics for 2012
- European Commission ‘Green Paper – Towards an integrated European market for card, internet and mobile payments’

About EPIF

The European Payment Institutions Federation (EPIF) is an international non-profit association. It was founded in June 2011, in response to the adoption of the Payment Services Directive (PSD). The PSD established a new category of payment service providers (payment institutions) to encourage more competition at the European level.

Payment institutions are permitted to provide payment services alongside banks and other financial institutions. By means of a European passport available to them under the PSD, payment institutions can offer payment products and services across borders, thus making it attractive for European consumers to pay and receive funds within as well as outside their home country.

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Latest News

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    EPIFis deligted to be hosting a panel on Blockchain on 15th March in Brussels

  • Thumbnail EPIF changes on the leadership


    EPIF changes on the leadership

    EPIF is deligthed to announce that on 13th January 2016 David Courtnage from Ametican Express has been elected as the new Vice Chair of the Board. At the same meeting  Elie Beyrouthy, Western Union, was elected to succeed Wolfgang Maschek as Chair of the Technical Committee.

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